/* =================================================================
   Modern Boutique Federal Design System — v1.0.4
   Precision Institutionalism for Federal & Financial Sector
   =================================================================
   Typography:  DM Sans (structure/UI) · EB Garamond (narrative)
   Palette:     Deep Slate Navy (#022448) · Refined Brass (#9C7A3C)
   Shape:       Angular / Sharp — 0px radius on all elements
   Depth:       Flat — zero gradients · zero shadows · zero blur
   =================================================================
   The Brass Rule:  0.5pt solid #9C7A3C — H1 underline, cover footers
   The Navy Rule:   1.5px solid #022448 — major section breaks
   The Fine Rule:   0.5px solid #CBD5E1 — data row separation
   =================================================================
   Persona: "Trusted Advisor" — McKinsey/Deloitte Federal aesthetic
   Load order: design-system CSS → site CSS → page CSS
   ================================================================= */

/* ── Google Fonts ─────────────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,100..1000;1,9..40,100..1000&family=EB+Garamond:ital,wght@0,400..800;1,400..800&display=swap');

/* ── CSS Custom Properties ────────────────────────────────────────── */
:root {
  /* Surface */
  --mbf-surface:                   #faf9fc;
  --mbf-surface-dim:               #dad9dd;
  --mbf-surface-bright:            #faf9fc;
  --mbf-surface-container-lowest:  #ffffff;
  --mbf-surface-container-low:     #f4f3f7;
  --mbf-surface-container:         #eeedf1;
  --mbf-surface-container-high:    #e9e7eb;
  --mbf-surface-container-highest: #e3e2e6;
  --mbf-on-surface:                #1a1c1e;
  --mbf-on-surface-variant:        #43474e;
  --mbf-inverse-surface:           #2f3033;
  --mbf-inverse-on-surface:        #f1f0f4;

  /* Borders */
  --mbf-outline:                   #74777f;
  --mbf-outline-variant:           #c4c6cf;
  --mbf-surface-tint:              #455f87;
  --mbf-border-fine:               #CBD5E1;

  /* Primary — Deep Slate Navy */
  --mbf-primary:                   #022448;
  --mbf-on-primary:                #ffffff;
  --mbf-primary-container:         #1e3a5f;
  --mbf-on-primary-container:      #8aa4cf;
  --mbf-inverse-primary:           #adc8f5;
  --mbf-primary-fixed:             #d5e3ff;
  --mbf-primary-fixed-dim:         #adc8f5;
  --mbf-on-primary-fixed:          #001c3b;
  --mbf-on-primary-fixed-variant:  #2d486d;

  /* Secondary — Refined Brass */
  --mbf-secondary:                 #78591e;
  --mbf-on-secondary:              #ffffff;
  --mbf-secondary-container:       #fed48d;
  --mbf-on-secondary-container:    #785a1f;
  --mbf-secondary-fixed:           #ffdea9;
  --mbf-secondary-fixed-dim:       #e9c17b;
  --mbf-on-secondary-fixed:        #271900;
  --mbf-on-secondary-fixed-variant:#5d4207;
  --mbf-brass:                     #9C7A3C;

  /* Tertiary */
  --mbf-tertiary:                  #341f00;
  --mbf-on-tertiary:               #ffffff;
  --mbf-tertiary-container:        #503300;
  --mbf-on-tertiary-container:     #c69b5f;
  --mbf-tertiary-fixed:            #ffddb2;
  --mbf-tertiary-fixed-dim:        #edbf7f;
  --mbf-on-tertiary-fixed:         #291800;
  --mbf-on-tertiary-fixed-variant: #60410c;

  /* Error */
  --mbf-error:                     #ba1a1a;
  --mbf-on-error:                  #ffffff;
  --mbf-error-container:           #ffdad6;
  --mbf-on-error-container:        #93000a;

  /* Background */
  --mbf-background:                #faf9fc;
  --mbf-on-background:             #1a1c1e;
  --mbf-surface-variant:           #e3e2e6;

  /* Brand-specific */
  --mbf-rich-black:                #0F172A;
  --mbf-slate-mid:                 #334155;
  --mbf-muted-slate:               #64748B;
  --mbf-navy-tint:                 #EBF0F7;
  --mbf-brass-light:               #F7F1E3;
  --mbf-off-white:                 #F9F8F6;

  /* Typography */
  --mbf-font-heading: 'DM Sans', system-ui, sans-serif;
  --mbf-font-body:    'EB Garamond', Georgia, serif;

  /* Spacing */
  --mbf-space-sm:      8px;
  --mbf-space-md:      16px;
  --mbf-space-lg:      32px;
  --mbf-space-gutter:  24px;
  --mbf-space-section: 72px;
  --mbf-space-block:   64px;
  --mbf-space-margin-left: 1.25in;
  --mbf-content-max:   900px;

  /* Rules */
  --mbf-rule-brass:    0.5pt solid var(--mbf-brass);
  --mbf-rule-navy:     1.5px solid var(--mbf-primary);
  --mbf-rule-fine:     0.5px solid var(--mbf-border-fine);
}

/* ── Reset & Base ─────────────────────────────────────────────────── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  background-color: var(--mbf-background);
  color: var(--mbf-rich-black);
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, picture, video, canvas, svg { display: block; max-width: 100%; }

a { color: var(--mbf-primary); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--mbf-font-heading);
  color: var(--mbf-primary);
  font-weight: 700;
  line-height: 1.2;
}

/* ── Layout: Container ────────────────────────────────────────────── */
.mbf-container {
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

@media (min-width: 768px) {
  .mbf-container {
    padding-left: var(--mbf-space-margin-left);
    padding-right: 40px;
  }
}

.mbf-content-narrow {
  max-width: var(--mbf-content-max);
}

.mbf-section {
  padding-top: var(--mbf-space-section);
  padding-bottom: var(--mbf-space-section);
}

.mbf-section--lg {
  padding-top: 96px;
  padding-bottom: 96px;
}

/* ── Grid: 12-column (schema locked: mbf-grid, mbf-span-*) ──────── */
.mbf-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: var(--mbf-space-gutter);
  align-items: start;
}

.mbf-span-1  { grid-column: span 1; }
.mbf-span-2  { grid-column: span 2; }
.mbf-span-3  { grid-column: span 3; }
.mbf-span-4  { grid-column: span 4; }
.mbf-span-5  { grid-column: span 5; }
.mbf-span-6  { grid-column: span 6; }
.mbf-span-7  { grid-column: span 7; }
.mbf-span-8  { grid-column: span 8; }
.mbf-span-9  { grid-column: span 9; }
.mbf-span-10 { grid-column: span 10; }
.mbf-span-11 { grid-column: span 11; }
.mbf-span-12 { grid-column: span 12; }

@media (max-width: 767px) {
  .mbf-grid { grid-template-columns: 1fr; }
  [class*="mbf-span-"] { grid-column: span 1; }
}

/* ── Full-bleed escape ────────────────────────────────────────────── */
/* Breaks any element out of the centred cms-page-container so its
   background spans the full viewport width. Put a .mbf-container
   inside to keep content readable at the standard max-width. */
.mbf-full-bleed {
  width: 100vw;
  margin-left: calc(50% - 50vw);
  margin-right: calc(50% - 50vw);
}

/* ── Prose layer (.cms-main) ──────────────────────────────────────── */
.cms-main {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.65;
  color: var(--mbf-rich-black);
}

.cms-main h1 {
  font-family: var(--mbf-font-heading);
  font-size: 36px;
  font-weight: 700;
  line-height: 46px;
  letter-spacing: 0.02em;
  color: var(--mbf-primary);
  margin: 0 0 0.5rem;
  padding-bottom: 6px;
  border-bottom: var(--mbf-rule-brass);
}

.cms-main h2 {
  font-family: var(--mbf-font-heading);
  font-size: 28px;
  font-weight: 600;
  line-height: 38px;
  color: var(--mbf-primary);
  margin: 2rem 0 0.5rem;
}

.cms-main h3 {
  font-family: var(--mbf-font-heading);
  font-size: 22px;
  font-weight: 500;
  line-height: 32px;
  color: var(--mbf-primary);
  margin: 1.5rem 0 0.4rem;
}

.cms-main h4 {
  font-family: var(--mbf-font-heading);
  font-size: 18px;
  font-weight: 600;
  color: var(--mbf-slate-mid);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin: 1.25rem 0 0.3rem;
}

.cms-main p { margin: 0 0 0.75rem; line-height: 1.6; }

.cms-main a {
  color: var(--mbf-primary);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.cms-main a:hover { color: var(--mbf-primary-container); }

.cms-main ul, .cms-main ol { margin: 0 0 1rem; padding-left: 1.5rem; }
.cms-main li { margin-bottom: 0.4rem; line-height: 1.6; }

.cms-main blockquote {
  border-left: 3px solid var(--mbf-brass);
  padding: 0.75rem 1.5rem;
  margin: 1.5rem 0;
  font-style: italic;
  color: var(--mbf-primary);
  font-size: 1.1em;
}

.cms-main pre {
  background: var(--mbf-primary-container);
  color: var(--mbf-primary-fixed);
  padding: 1rem 1.25rem;
  overflow-x: auto;
  margin: 0 0 1.25rem;
  font-size: 16px;
  line-height: 1.6;
  font-family: 'Courier New', Courier, monospace;
  border-left: 3px solid var(--mbf-brass);
}

.cms-main code {
  background: var(--mbf-navy-tint);
  color: var(--mbf-primary);
  padding: 0.15em 0.4em;
  font-size: 0.875em;
  font-family: 'Courier New', Courier, monospace;
}

.cms-main pre code { background: none; color: inherit; padding: 0; font-size: inherit; }

.cms-main table {
  width: 100%;
  border-collapse: collapse;
  margin: 0 0 1.25rem;
  font-family: var(--mbf-font-body);
  font-size: 21px;
}

.cms-main th {
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  font-family: var(--mbf-font-heading);
  padding: 0.6rem 0.875rem;
  text-align: left;
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  border: none;
}

.cms-main td {
  padding: 0.55rem 0.875rem;
  border-bottom: 1px solid var(--mbf-border-fine);
  color: var(--mbf-rich-black);
  line-height: 1.4;
  border-left: none;
  border-right: none;
}

.cms-main tbody tr:nth-child(even) td { background: var(--mbf-navy-tint); }

.cms-main details {
  margin: 0 0 1rem;
  border: 1px solid var(--mbf-border-fine);
  overflow: hidden;
}

.cms-main summary {
  cursor: pointer;
  padding: 0.75rem 1rem;
  font-family: var(--mbf-font-heading);
  font-weight: 600;
  font-size: 20px;
  background: var(--mbf-navy-tint);
  list-style: none;
  user-select: none;
  color: var(--mbf-primary);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.cms-main summary::-webkit-details-marker { display: none; }
.cms-main summary::after { content: '+'; color: var(--mbf-brass); font-weight: 400; }
.cms-main details[open] summary::after { content: '−'; }

.cms-main figure { margin: 1.5rem 0; }
.cms-main figcaption {
  font-size: 18px;
  text-align: center;
  margin-top: 0.5rem;
  color: var(--mbf-muted-slate);
  font-family: var(--mbf-font-heading);
}

/* ── Header ────────────────────────────────────────────────────────── */
.mbf-header {
  background: var(--mbf-surface-container-lowest);
  border-bottom: 2px solid var(--mbf-primary);
  position: sticky;
  top: 0;
  z-index: 100;
}

.mbf-header__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  padding: 18px 40px;
  gap: 24px;
}

.mbf-header__brand {
  font-family: var(--mbf-font-heading);
  font-size: 24px;
  font-weight: 700;
  color: var(--mbf-primary);
  text-decoration: none;
  letter-spacing: 0.01em;
  flex-shrink: 0;
}
.mbf-header__brand:hover { text-decoration: none; opacity: 0.85; }

.mbf-header__nav {
  display: flex;
  gap: 28px;
  align-items: center;
  flex-wrap: wrap;
}

.mbf-header__nav a {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-on-surface-variant);
  text-decoration: none;
  transition: color 0.15s;
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
}

.mbf-header__nav a:hover,
.mbf-header__nav a[aria-current="page"] {
  color: var(--mbf-primary);
  border-bottom-color: var(--mbf-primary);
  text-decoration: none;
}

.mbf-header__cta {
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 10px 24px;
  text-decoration: none;
  transition: opacity 0.15s;
  white-space: nowrap;
  flex-shrink: 0;
}
.mbf-header__cta:hover { opacity: 0.85; text-decoration: none; color: var(--mbf-on-primary); }

.mbf-header__hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  color: var(--mbf-primary);
  padding: 6px;
  line-height: 1;
}

@media (max-width: 768px) {
  .mbf-header__nav { display: none; }
  .mbf-header__cta { display: none; }
  .mbf-header__hamburger { display: flex; align-items: center; }
  .mbf-header__inner { padding: 14px 20px; }
}

/* ── Mobile Nav Drawer ─────────────────────────────────────────────── */
.mbf-mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 200;
}

.mbf-mobile-nav__overlay {
  position: absolute;
  inset: 0;
  background: rgba(2, 36, 72, 0.55);
}

.mbf-mobile-nav__drawer {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: 280px;
  background: var(--mbf-surface-container-lowest);
  border-left: 2px solid var(--mbf-primary);
  padding: 36px 28px;
  overflow-y: auto;
}

.mbf-mobile-nav.is-open { display: block; }

.mbf-mobile-nav__close {
  display: block;
  margin-bottom: 28px;
  background: none;
  border: none;
  cursor: pointer;
  color: var(--mbf-primary);
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0;
}

.mbf-mobile-nav__drawer a {
  display: block;
  padding: 14px 0;
  font-family: var(--mbf-font-heading);
  font-size: 18px;
  font-weight: 600;
  color: var(--mbf-primary);
  text-decoration: none;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  border-bottom: 1px solid var(--mbf-border-fine);
}

.mbf-mobile-nav__drawer a:hover { color: var(--mbf-slate-mid); text-decoration: none; }

/* ── Footer ─────────────────────────────────────────────────────────── */
.mbf-footer {
  background: var(--mbf-surface-container-lowest);
  border-top: 0.5pt solid var(--mbf-brass);
}

.mbf-footer__inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 56px 40px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 28px;
  text-align: center;
}

.mbf-footer__brand {
  font-family: var(--mbf-font-heading);
  font-size: 20px;
  font-weight: 700;
  color: var(--mbf-primary);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.mbf-footer__nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 28px;
}

.mbf-footer__nav a {
  font-family: var(--mbf-font-body);
  font-size: 19px;
  color: var(--mbf-muted-slate);
  text-decoration: none;
  transition: color 0.15s;
}
.mbf-footer__nav a:hover { color: var(--mbf-primary); }

.mbf-footer__rule {
  width: 64px;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  opacity: 0.6;
}

.mbf-footer__copy {
  font-family: var(--mbf-font-body);
  font-size: 18px;
  color: var(--mbf-on-surface);
  opacity: 0.7;
}

@media (max-width: 768px) {
  .mbf-footer__inner { padding: 40px 20px; }
}

/* ── Breadcrumb ──────────────────────────────────────────────────────── */
.mbf-breadcrumb {
  background: var(--mbf-surface-container-low);
  border-bottom: 1px solid var(--mbf-border-fine);
  padding: 10px 0;
}

.mbf-breadcrumb__list {
  list-style: none;
  padding: 0;
  margin: 0 auto;
  max-width: 1200px;
  padding-left: 40px;
  padding-right: 40px;
  display: flex;
  flex-wrap: wrap;
  gap: 4px;
  align-items: center;
}

.mbf-breadcrumb__list li {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-muted-slate);
}

.mbf-breadcrumb__list li + li::before {
  content: '›';
  margin-right: 4px;
  color: var(--mbf-outline);
}

.mbf-breadcrumb__list a { color: var(--mbf-muted-slate); text-decoration: none; }
.mbf-breadcrumb__list a:hover { color: var(--mbf-primary); }

@media (max-width: 768px) {
  .mbf-breadcrumb__list { padding-left: 20px; padding-right: 20px; }
}

/* ── Left Nav ─────────────────────────────────────────────────────────── */
.mbf-left-nav { padding: 0; }

.mbf-left-nav__list {
  list-style: none;
  padding: 0;
  margin: 0;
  border-left: 2px solid var(--mbf-border-fine);
}

.mbf-left-nav__list li { margin: 0; }

.mbf-left-nav__list a {
  display: block;
  padding: 10px 16px;
  font-family: var(--mbf-font-heading);
  font-size: 18px;
  font-weight: 500;
  color: var(--mbf-on-surface-variant);
  text-decoration: none;
  border-left: 2px solid transparent;
  margin-left: -2px;
  transition: all 0.15s;
}

.mbf-left-nav__list a:hover {
  color: var(--mbf-primary);
  border-left-color: var(--mbf-primary);
  background: var(--mbf-navy-tint);
  text-decoration: none;
}

.mbf-left-nav__list a[aria-current="page"] {
  color: var(--mbf-primary);
  font-weight: 700;
  border-left-color: var(--mbf-primary);
  background: var(--mbf-navy-tint);
}

/* ── Main Nav ─────────────────────────────────────────────────────────── */
.mbf-main-nav__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 28px;
  align-items: center;
}

.mbf-main-nav__list li { margin: 0; }

.mbf-main-nav__list a {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-on-surface-variant);
  text-decoration: none;
  transition: color 0.15s;
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
}

.mbf-main-nav__list a:hover,
.mbf-main-nav__list a[aria-current="page"] {
  color: var(--mbf-primary);
  border-bottom-color: var(--mbf-primary);
  text-decoration: none;
}

/* ── Buttons ──────────────────────────────────────────────────────────── */
.mbf-btn {
  display: inline-block;
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: opacity 0.15s;
  line-height: 1;
}

.mbf-btn:active { transform: scale(0.97); }
.mbf-btn:hover  { text-decoration: none; }

.mbf-btn-primary {
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  padding: 14px 36px;
}
.mbf-btn-primary:hover { opacity: 0.85; color: var(--mbf-on-primary); }

.mbf-btn-secondary {
  background: transparent;
  color: var(--mbf-primary);
  border: 1.5px solid var(--mbf-primary);
  padding: 12px 36px;
}
.mbf-btn-secondary:hover { background: var(--mbf-navy-tint); color: var(--mbf-primary); }

.mbf-btn-brass {
  background: transparent;
  color: var(--mbf-secondary);
  border: none;
  border-bottom: 1px solid var(--mbf-brass);
  padding: 4px 0;
  font-weight: 700;
}
.mbf-btn-brass:hover { color: var(--mbf-primary); border-bottom-color: var(--mbf-primary); }

.mbf-btn-sm { padding: 8px 20px; font-size: 14px; }
.mbf-btn-lg { padding: 18px 52px; font-size: 16px; }

/* ── Chips / Tags ─────────────────────────────────────────────────────── */
.mbf-chip {
  display: inline-block;
  font-family: var(--mbf-font-heading);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 10px;
  line-height: 1.4;
  border: 1px solid currentColor;
}

.mbf-chip--primary   { color: var(--mbf-primary); border-color: var(--mbf-primary); }
.mbf-chip--secondary { color: var(--mbf-secondary); border-color: var(--mbf-brass); background: var(--mbf-brass-light); }
.mbf-chip--muted     { color: var(--mbf-muted-slate); border-color: var(--mbf-border-fine); }
.mbf-chip--navy-fill { color: var(--mbf-on-primary); background: var(--mbf-primary); border-color: var(--mbf-primary); }

/* ── Dividers / Rules ─────────────────────────────────────────────────── */
.mbf-divider {
  border: none;
  border-top: var(--mbf-rule-fine);
  margin: var(--mbf-space-lg) 0;
}

.mbf-brass-rule {
  display: block;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  width: 100%;
  margin-top: 6px;
}

.mbf-navy-rule {
  display: block;
  border: none;
  border-top: 1.5px solid var(--mbf-primary);
  width: 100%;
  margin: var(--mbf-space-md) 0;
}

/* ── Section Header ───────────────────────────────────────────────────── */
/* Owns its own top space; bottom is intentionally tight (24px) — the
   component that follows owns no top margin, so this is the only gap. */
.mbf-section-header { padding-top: var(--mbf-space-section); margin-bottom: 24px; }

.mbf-section-header__overline {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-secondary);
  display: block;
  margin-bottom: 10px;
}

.mbf-section-header__heading {
  font-family: var(--mbf-font-heading);
  font-size: 36px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 8px;
  line-height: 1.15;
}

.mbf-section-header__rule--brass {
  display: block;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  width: 100%;
}

.mbf-section-header__rule--navy {
  display: block;
  border: none;
  border-top: 1.5px solid var(--mbf-primary);
  width: 100%;
}

/* ── Hero ─────────────────────────────────────────────────────────────── */
/* Full-bleed by default — hero backgrounds always span the viewport,
   regardless of any centred page container around them. Bottom padding
   is intentionally tighter than top so the next block sits close behind it. */
.mbf-hero {
  background: var(--mbf-surface-container-lowest);
  padding: 120px 0 56px;
  position: relative;
  overflow: hidden;
  width: 100vw;
  margin-left: calc(50% - 50vw);
  margin-right: calc(50% - 50vw);
}

.mbf-hero__content { max-width: 800px; }

.mbf-hero__overline {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-secondary);
  display: block;
  margin-bottom: 24px;
}

.mbf-hero__headline {
  font-family: var(--mbf-font-body);
  font-size: clamp(64px, 7vw, 96px);
  font-weight: 700;
  line-height: 1.05;
  color: var(--mbf-primary);
  margin-bottom: 32px;
}

.mbf-hero__subheading {
  font-family: var(--mbf-font-body);
  font-size: 26px;
  line-height: 1.6;
  color: var(--mbf-slate-mid);
  margin-bottom: 48px;
  max-width: 600px;
}

.mbf-hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.mbf-hero__accent {
  position: absolute;
  right: 0;
  top: 0;
  width: 33%;
  height: 100%;
  border-left: 40px solid var(--mbf-primary);
  opacity: 0.08;
  pointer-events: none;
}

@media (max-width: 768px) {
  .mbf-hero { padding: 80px 0 40px; }
  .mbf-hero__headline { font-size: 52px; }
  .mbf-hero__ctas { flex-direction: column; align-items: flex-start; }
}

/* ── Hero Split ───────────────────────────────────────────────────────── */
/* Full-bleed by default, same rationale as .mbf-hero. */
.mbf-hero-split {
  background: var(--mbf-navy-tint);
  padding: 64px 0;
  width: 100vw;
  margin-left: calc(50% - 50vw);
  margin-right: calc(50% - 50vw);
}

.mbf-hero-split__inner {
  display: grid;
  grid-template-columns: 2fr 3fr;
  gap: 80px;
  align-items: start;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 40px;
}

.mbf-hero-split__image-wrap { position: relative; padding-bottom: 32px; }

.mbf-hero-split__portrait {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  display: block;
  filter: grayscale(1) contrast(1.1);
}

.mbf-hero-split__badge {
  position: absolute;
  bottom: 0;
  right: -24px;
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  padding: 18px 22px;
  min-width: 200px;
}

.mbf-hero-split__badge-role {
  font-family: var(--mbf-font-heading);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.7;
  display: block;
  margin-bottom: 4px;
}

.mbf-hero-split__badge-name {
  font-family: var(--mbf-font-heading);
  font-size: 22px;
  font-weight: 700;
}

.mbf-hero-split__overline {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-secondary);
  display: block;
  margin-bottom: 10px;
}

.mbf-hero-split__heading {
  font-family: var(--mbf-font-heading);
  font-size: 40px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 8px;
}

.mbf-hero-split__rule {
  display: block;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  margin-bottom: 28px;
}

.mbf-hero-split__body {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.7;
  color: var(--mbf-on-surface-variant);
}

.mbf-hero-split__body p + p { margin-top: 16px; }
.mbf-hero-split__cta { margin-top: 32px; }

@media (max-width: 768px) {
  .mbf-hero-split { padding: 48px 0; }
  .mbf-hero-split__inner { grid-template-columns: 1fr; gap: 56px; padding: 0 20px; }
  .mbf-hero-split__badge { right: 0; }
}

/* ── Card: Capability ─────────────────────────────────────────────────── */
.mbf-card { padding: 0; }

.mbf-card__meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
}

.mbf-card__icon {
  font-size: 56px;
  color: var(--mbf-secondary);
  line-height: 1;
}

.mbf-card__number {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  color: var(--mbf-outline);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.mbf-card__heading {
  font-family: var(--mbf-font-heading);
  font-size: 24px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 16px;
}

.mbf-card__body {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.6;
  color: var(--mbf-on-surface-variant);
  margin-bottom: 24px;
}

.mbf-card__rule {
  display: block;
  width: 100%;
  border: none;
  border-top: 1px solid var(--mbf-border-fine);
  transition: border-color 0.2s;
}

.mbf-card:hover .mbf-card__rule { border-color: var(--mbf-primary); }

.mbf-card__link {
  display: inline-block;
  margin-top: 14px;
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-primary);
  border-bottom: 1px solid var(--mbf-brass);
  padding-bottom: 2px;
  text-decoration: none;
}

/* ── Card: Case Study ─────────────────────────────────────────────────── */
.mbf-card-case-study {
  background: var(--mbf-surface-container-lowest);
  border: 1px solid var(--mbf-border-fine);
  padding: 32px;
  transition: border-color 0.2s;
}

.mbf-card-case-study:hover { border-color: var(--mbf-primary); }

.mbf-card-case-study__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 20px;
}

.mbf-card-case-study__heading {
  font-family: var(--mbf-font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 16px;
  line-height: 1.3;
}

.mbf-card-case-study__excerpt {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.6;
  color: var(--mbf-on-surface-variant);
  margin-bottom: 24px;
}

.mbf-card-case-study__meta {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-muted-slate);
  border-top: 1px solid var(--mbf-border-fine);
  padding-top: 16px;
}

/* ── Capability Grid ──────────────────────────────────────────────────── */
.mbf-capability-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 56px;
  margin: 0 0 var(--mbf-space-block);
}

@media (max-width: 960px) { .mbf-capability-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .mbf-capability-grid { grid-template-columns: 1fr; } }

/* ── Callout: Executive ───────────────────────────────────────────────── */
.mbf-callout {
  background: var(--mbf-navy-tint);
  border-left: 3px solid var(--mbf-primary);
  padding: 40px 48px;
  margin: 0 0 var(--mbf-space-block);
}

.mbf-callout--brass {
  background: var(--mbf-brass-light);
  border-left-color: var(--mbf-brass);
}

.mbf-callout__label {
  font-family: var(--mbf-font-heading);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--mbf-secondary);
  display: block;
  margin-bottom: 10px;
}

.mbf-callout__heading {
  font-family: var(--mbf-font-heading);
  font-size: 26px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 14px;
}

.mbf-callout__body {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.6;
  color: var(--mbf-on-surface-variant);
}

/* ── Alert ────────────────────────────────────────────────────────────── */
.mbf-alert {
  border-left: 3px solid var(--mbf-primary);
  background: var(--mbf-navy-tint);
  padding: 20px 24px;
  margin-bottom: 16px;
}

.mbf-alert--info    { border-left-color: var(--mbf-primary); background: var(--mbf-navy-tint); }
.mbf-alert--success { border-left-color: #2d5a27; background: #f0f7ef; }
.mbf-alert--warning { border-left-color: var(--mbf-secondary); background: var(--mbf-brass-light); }
.mbf-alert--error   { border-left-color: var(--mbf-error); background: var(--mbf-error-container); }

.mbf-alert__heading {
  font-family: var(--mbf-font-heading);
  font-size: 16px;
  font-weight: 700;
  color: var(--mbf-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 6px;
}

.mbf-alert--error .mbf-alert__heading   { color: var(--mbf-error); }
.mbf-alert--warning .mbf-alert__heading { color: var(--mbf-secondary); }
.mbf-alert--success .mbf-alert__heading { color: #2d5a27; }

.mbf-alert__message {
  font-family: var(--mbf-font-body);
  font-size: 21px;
  color: var(--mbf-on-surface);
  line-height: 1.5;
}

/* ── Quote Block ──────────────────────────────────────────────────────── */
.mbf-quote-block {
  border-left: 4px solid var(--mbf-secondary);
  padding: 32px 48px;
  margin: 0 0 var(--mbf-space-block);
}

.mbf-quote-block__text {
  font-family: var(--mbf-font-body);
  font-style: italic;
  font-size: 30px;
  line-height: 1.5;
  color: var(--mbf-primary);
  margin-bottom: 20px;
}

.mbf-quote-block__attribution {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-muted-slate);
}

/* ── Stat ─────────────────────────────────────────────────────────────── */
.mbf-stat {
  padding: 28px 0;
  border-top: 1.5px solid var(--mbf-primary);
  margin: 0 0 var(--mbf-space-block);
}

.mbf-stat__number {
  font-family: var(--mbf-font-body);
  font-size: 72px;
  font-weight: 700;
  line-height: 1;
  color: var(--mbf-primary);
  display: block;
  margin-bottom: 12px;
}

.mbf-stat__label {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-muted-slate);
}

/* ── Accordion ────────────────────────────────────────────────────────── */
.mbf-accordion {
  border: 1px solid var(--mbf-border-fine);
  margin-bottom: 4px;
}

.mbf-accordion summary {
  list-style: none;
  cursor: pointer;
  padding: 18px 24px;
  font-family: var(--mbf-font-heading);
  font-size: 20px;
  font-weight: 700;
  color: var(--mbf-primary);
  background: var(--mbf-surface-container-low);
  display: flex;
  justify-content: space-between;
  align-items: center;
  user-select: none;
}

.mbf-accordion summary::-webkit-details-marker { display: none; }
.mbf-accordion summary::after { content: '+'; color: var(--mbf-brass); font-size: 18px; font-weight: 400; }
.mbf-accordion[open] summary::after { content: '−'; }
.mbf-accordion summary:hover { background: var(--mbf-navy-tint); }

.mbf-accordion__body {
  padding: 24px;
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.6;
  color: var(--mbf-on-surface-variant);
  border-top: 1px solid var(--mbf-border-fine);
}

/* ── Table: Institutional (Style A) ──────────────────────────────────── */
.mbf-table-institutional {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--mbf-font-body);
  font-size: 21px;
  margin: 0 0 var(--mbf-space-block);
}

.mbf-table-institutional caption {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-muted-slate);
  text-align: left;
  padding-bottom: 10px;
  caption-side: top;
}

.mbf-table-institutional th {
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 12px 16px;
  text-align: left;
  border: none;
}

.mbf-table-institutional td {
  padding: 10px 16px;
  border-bottom: 1px solid var(--mbf-border-fine);
  border-left: none;
  border-right: none;
  color: var(--mbf-rich-black);
  line-height: 1.4;
}

.mbf-table-institutional tbody tr:nth-child(even) td { background: var(--mbf-navy-tint); }
.mbf-table-institutional tbody tr:hover td { background: var(--mbf-surface-container-low); }

/* ── Table: Timeline (Style B) ───────────────────────────────────────── */
.mbf-table-timeline {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--mbf-font-body);
  font-size: 21px;
  margin: 0 0 var(--mbf-space-block);
}

.mbf-table-timeline caption {
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mbf-muted-slate);
  text-align: left;
  padding-bottom: 10px;
  caption-side: top;
}

.mbf-table-timeline th {
  background: transparent;
  color: var(--mbf-primary);
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 10px 16px;
  text-align: left;
  border: none;
  border-bottom: 1.5pt solid var(--mbf-brass);
}

.mbf-table-timeline td {
  padding: 10px 16px;
  border-bottom: 0.5pt solid var(--mbf-border-fine);
  border-left: none;
  border-right: none;
  color: var(--mbf-rich-black);
  line-height: 1.4;
}

.mbf-table-timeline tbody tr:hover td { background: var(--mbf-navy-tint); }

/* ── Bio Card ─────────────────────────────────────────────────────────── */
.mbf-bio-card {
  display: grid;
  grid-template-columns: 2fr 3fr;
  gap: 72px;
  align-items: start;
  margin: 0 0 var(--mbf-space-block);
}

.mbf-bio-card__image-wrap { position: relative; padding-bottom: 28px; }

.mbf-bio-card__portrait {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  filter: grayscale(1) contrast(1.1);
  display: block;
}

.mbf-bio-card__badge {
  position: absolute;
  bottom: 0;
  right: -20px;
  background: var(--mbf-primary);
  color: var(--mbf-on-primary);
  padding: 16px 20px;
  min-width: 180px;
}

.mbf-bio-card__badge-role {
  font-family: var(--mbf-font-heading);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.7;
  display: block;
  margin-bottom: 6px;
}

.mbf-bio-card__badge-name {
  font-family: var(--mbf-font-heading);
  font-size: 20px;
  font-weight: 700;
}

.mbf-bio-card__content { padding-top: 16px; }

.mbf-bio-card__heading {
  font-family: var(--mbf-font-heading);
  font-size: 36px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 6px;
}

.mbf-bio-card__rule {
  display: block;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  margin-bottom: 24px;
}

.mbf-bio-card__narrative {
  font-family: var(--mbf-font-body);
  font-size: 24px;
  line-height: 1.7;
  color: var(--mbf-on-surface-variant);
}

.mbf-bio-card__narrative p + p { margin-top: 16px; }

@media (max-width: 768px) {
  .mbf-bio-card { grid-template-columns: 1fr; gap: 40px; }
  .mbf-bio-card__badge { right: 0; }
}

/* ── Contact Form ─────────────────────────────────────────────────────── */
.mbf-contact-form { max-width: 680px; margin: 0 0 var(--mbf-space-block); }

.mbf-contact-form__heading {
  font-family: var(--mbf-font-heading);
  font-size: 36px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 8px;
}

.mbf-contact-form__rule {
  display: block;
  border: none;
  border-top: 0.5pt solid var(--mbf-brass);
  margin-bottom: 32px;
}

.mbf-field { margin-bottom: 20px; }

.mbf-label {
  display: block;
  font-family: var(--mbf-font-heading);
  font-size: 15px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mbf-on-surface-variant);
  margin-bottom: 6px;
}

.mbf-input,
.mbf-select,
.mbf-textarea {
  width: 100%;
  background: var(--mbf-surface-container-lowest);
  border: 1px solid var(--mbf-border-fine);
  padding: 14px 18px;
  font-family: var(--mbf-font-body);
  font-size: 24px;
  color: var(--mbf-rich-black);
  outline: none;
  transition: border-color 0.15s, border-width 0.15s;
  -webkit-appearance: none;
  border-radius: 0;
}

.mbf-input:focus,
.mbf-select:focus,
.mbf-textarea:focus {
  border-color: var(--mbf-primary);
  border-width: 1.5px;
}

.mbf-textarea { min-height: 120px; resize: vertical; }

.mbf-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (max-width: 600px) { .mbf-form-row { grid-template-columns: 1fr; } }

/* ── Checklist ────────────────────────────────────────────────────────── */
.mbf-checklist-section { margin: 0 0 var(--mbf-space-block); }

.mbf-checklist__heading {
  font-family: var(--mbf-font-heading);
  font-size: 26px;
  font-weight: 700;
  color: var(--mbf-primary);
  margin-bottom: 20px;
}

.mbf-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
}

.mbf-checklist li {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 0;
  border-bottom: 1px solid var(--mbf-border-fine);
  font-family: var(--mbf-font-heading);
  font-size: 18px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--mbf-primary);
}

.mbf-checklist li::before {
  content: '✓';
  color: var(--mbf-secondary);
  font-size: 22px;
  font-family: var(--mbf-font-heading);
  flex-shrink: 0;
}

/* ── Utility Classes ──────────────────────────────────────────────────── */
.mbf-text-primary   { color: var(--mbf-primary) !important; }
.mbf-text-secondary { color: var(--mbf-secondary) !important; }
.mbf-text-brass     { color: var(--mbf-brass) !important; }
.mbf-text-muted     { color: var(--mbf-muted-slate) !important; }
.mbf-text-body      { font-family: var(--mbf-font-body) !important; }
.mbf-text-heading   { font-family: var(--mbf-font-heading) !important; }
.mbf-text-caps      { font-family: var(--mbf-font-heading) !important; text-transform: uppercase !important; letter-spacing: 0.08em !important; }

.mbf-bg-white       { background-color: var(--mbf-surface-container-lowest) !important; }
.mbf-bg-surface     { background-color: var(--mbf-surface) !important; }
.mbf-bg-off-white   { background-color: var(--mbf-off-white) !important; }
.mbf-bg-navy        { background-color: var(--mbf-primary) !important; color: var(--mbf-on-primary) !important; }
.mbf-bg-navy-tint   { background-color: var(--mbf-navy-tint) !important; }
.mbf-bg-brass-light { background-color: var(--mbf-brass-light) !important; }

.mbf-mt-sm { margin-top: var(--mbf-space-sm) !important; }
.mbf-mt-md { margin-top: var(--mbf-space-md) !important; }
.mbf-mt-lg { margin-top: var(--mbf-space-lg) !important; }
.mbf-mb-sm { margin-bottom: var(--mbf-space-sm) !important; }
.mbf-mb-md { margin-bottom: var(--mbf-space-md) !important; }
.mbf-mb-lg { margin-bottom: var(--mbf-space-lg) !important; }

.mbf-visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* No border-radius on any element — 0px radius enforced by token system */
/* No box-shadow on any element — flat institutionalism */
/* No gradient backgrounds — depth via tonal layering only */